phyllis's blog

SAD, SAD NEWS.....

Hello everyone,

this gal is depressed, its been four weeks since i was on my laptop. I havent written anything, i cant access the articles i have and so yes i cant even post on this site.

Ace (the laptop) is down, has been for a while, started out he had caught a virus and was all slow and unstable, so i took him in and they reinstalled the operation system
But i got him back, i realised there was a problem with power, so now am waiting to get some money to get him the things he needs and we can go back to our good life together.

As soon as this is done and am looking at the next two days, am going to be posting for the series taking care of the basics.

Taking Care of Basics

Was reading a brief on the findings of the FinAccess survey done by Financial Sector Deepening Kenya and supported by the Financial Access Partnership and I must say it was very enlightening.

 

What struck me though on the report were the facts below which I must say in an economy like Kenya’s are shocking. The estimated

1. Unbanked population – 38%
2. Unbanked population (Youth) – 74%
3. Usage of savings products – 52%
4. Banked population
• waged in large establishment – 28%
• Waged in small establishment – 12%
• Fulltime  agriculture – 1%
• Seasonal agriculture- 2%
• Agriculture, cash crops – 6%
• Agriculture, other produce – 11%
• Business – 24%
5. Usage of insurance – 6%

·         Medical Insurance – 39%

·         Motor Insurance- 31%

 

Most shocking of course is the lack of insurance. The reasons sited for this were;

• People cant afford it
• People don’t know about insurance and how I works
• People don’t know how to go about buying a cover
• People don’t know how to find out where to buy from
• People don’t see a need for it.

 

As per the promise of this Vox in the interest of offering that quality life I am going to focus the next couple of weeks on TAKING CARE OF BASICS 1 to 4.

 

1. Demystifying Insurance
2. Banking made simple
3. Formal and informal unregulated financial institutions (two parts [a] Formal – SACCO’s and [b] Informal – ROSCA’s
4. Savings & Investments (banking, insurance, assurance, mutual funds, units trusts, shares, property)

 

If you think you need something else included here please let me know………….

And to read the full report………….www.fsdkenya.org/finaccess

 

gal on a mission (part 2)

So this is not four days later.......... and believe me i have good reason for it.

 

You see while going through my mountain of articles and stuff i had written, i came across a personal plan i had done couple of years back, then i was 21 and here I was six years later afw days from my 27th birthday and you know what i hadnt started on this plan yet.

what was actually most amazing to me was; I was thinking more clearly about my future at 21 than i have been in the last couple of years. So anyway like any self respecting super achiever......... i go through my plan and I start to look at what i can start on before my 27th birthday.. next day am at my lawyers office and we are workign on registering a business. which glad to say is done. so in a few days when i get confirmation and going to be a registered individual business coach.

All this however is leading elsewhere, i want to share with you what i used in creating my personal plan.

Just answer this questions and you will have it all laid out

 

1. What do i want my life to look like; spiritual, physical, material, relationships, socially
2. who do i want to be
3. what do i want to have accomplished 5 years from now, 10 years, 20 years?
4. how much do i want to earn
5. what do i value most; spiritually, physically, materially, relationships, socially

this are just a few and really very general.......

try them out and tell me what you think......

gal on a mission

I havent mentioned this before but one of the reasons for stating this blog was to get rid of all the articles that i have on my machine.....I have articles on all manner of things... so i figured if i can just have a site that links me to all my favourite reads and also allows me to share this with others I will be much better.......... in that my life will have less clutter....

Problem; with work and all I havent had time to sit and shift through my 40GB (softcopies and hardcopies)of stuff to figure what is needed for work and what falls under relevant to this site:

Solution: I always keep my promises so i figure if i write it down I will have to do it... so here goes

" I Phyllis Promise on this day, 15th February 2007, to go through all the reading material i have, group it into what is relevant for this site and to post on the same having happened in the next four days"

 

there its done............lets see how that goes........

was this one of your resolutions

I know its end of january, but i figure what better time to check up on guys than now.........when they need a pep talk in order to keep working at there resolutions.

I found this wonderful article online on this address; check it out. http://www.authorsden.com/visit/viewarticle.asp?AuthorID=49705&id=26906

Linda Richards has alot of interesting tools to assist in monitoring yourself, i have downloaded them but i cant say if they work yet...

meant to start on the sleep Log then i was too tired when i got home, i just fell asleep on the chair..

Introduction: what we are about

Hello everyone,

this is a blog about you, your need to succed and how you can go about doing that. I believe everyone has an inherent need within themselves to live the best life they possibly could. and for that reason am going to be posting articles, quizzes and discussions that i think are interesting and useful.

With this blog it is my endeavour to stimulate the mind, spirit and physical being. I guess what all this means is that this is a lifestyle management coach blog. Now here is the difference.. you can not only comment but can suggest topics.